Smart Cents Club

Privacy Policy

Last updated: July 2026

Smart Cents Club (smartcentsclub.com) is built to collect as little personal data as possible. This page explains exactly what we collect, why, and what your rights are. Our content is written primarily for a US audience, but we extend GDPR-level protections to all visitors as a courtesy, wherever you are.

What we collect

Newsletter data

If you subscribe to our newsletter, we store your email address, your first name (only if you choose to give it), the exact consent text you agreed to, and a timestamp of your consent. We use double opt-in: no emails are sent until you confirm your subscription via the link we email you.

Affiliate click statistics

When you click an affiliate link on this site, we record the click for aggregate statistics: which link was clicked, your browser type, the referring page, your country, and a truncated one-way hash of your IP address mixed with a secret salt. We never store your raw IP address, and the hash cannot be reversed to identify you.

What we do not collect

We do not use tracking cookies, advertising pixels, or third-party analytics scripts. Reading this site requires no account and leaves no marketing profile.

Why we collect it (purposes)

  • To send you the newsletter you asked for, including occasional product recommendations.
  • To understand which recommendations readers find useful, in aggregate.
  • To keep the site secure and prevent abuse of our forms.

Legal basis

Newsletter processing is based on your consent (GDPR Art. 6(1)(a)), which you give explicitly via an unticked checkbox and confirm via double opt-in. You can withdraw it at any time using the unsubscribe link in every email; withdrawal is one click. Aggregate, pseudonymized click statistics are based on our legitimate interest (Art. 6(1)(f)) in understanding and funding our editorial work; the hashing described above minimizes any privacy impact.

Who processes your data

  • Vercel: website hosting and delivery.
  • Supabase (eu-west-1, EU region): database storing subscriber records and click statistics.
  • Resend: our email delivery provider is Resend (resend.com), which processes subscriber email addresses on our behalf. Resend is US-based; transfers outside the EEA rest on EU-approved safeguards such as Standard Contractual Clauses or the EU-US Data Privacy Framework.

We do not sell or rent personal data to anyone. Data is shared with processors only to the extent needed to run this site.

How long we keep it

Subscriber records are kept while your subscription is active. If you unsubscribe, we keep a minimal suppression record so we do not email you again. Click statistics are kept in pseudonymized form for aggregate reporting.

Your rights

You can at any time:

  • Request a copy of the data we hold about you (access & portability).
  • Ask us to correct or delete it (rectification & erasure).
  • Withdraw consent with one click on the unsubscribe link in any email.
  • Object to or ask us to restrict any processing.
  • Complain to your local data protection authority.

To exercise any of these rights, email hello@smartcentsclub.com. We respond within 30 days.

Changes to this policy

If we change how we handle personal data, we will update this page and the date at the top.